Projected balance
$3,373,798
Estimated retirement balance under current savings assumptions.
Planning Tools
Calculator
Retirement Savings Calculator
Compare your current retirement savings path with a target balance, using your income need, time horizon, contributions, and return assumptions.
RetirementSavings PathIncome Need
Projection Summary
Retirement readiness estimate
Your projected balance at retirement compared with an estimated target of $5,438,516.
Projected shortfall
$2,064,718
Current assumptions project a shortfall versus the modeled target, with savings lasting to age 81.
Target contribution
$10,099/mo
Estimated contribution needed to reach the target retirement balance.
Savings last to age
81
Modeled against a retirement horizon ending at age 95.
Funded progress62.0%
The first-year retirement income model shows about $84,519 of annual gap.
Projection View
Compare the current path with the target path through chart, table, and summary views.
How to use this tool
Use the estimate to clarify the retirement runway.
01
Define the income target
Start with the spending level you want retirement assets to support, then choose whether to express it as a dollar amount or a percent of final income.
02
Pressure-test the current path
Use current savings, ongoing contributions, retirement age, expected return, and other income to compare the projected path with the target path.
03
Use the gap as a planning prompt
A shortfall or surplus can inform savings pace, retirement timing, portfolio assumptions, income needs, and future withdrawal planning.
About this model
A retirement projection, not a recommendation.
This calculator compares a projected savings path with the balance estimated to support the retirement income need you select.
The model uses annual return, inflation, income-growth, other-income, and COLA assumptions. It does not model taxes, account sequencing, Social Security claiming decisions, healthcare costs, long-term care, estate planning, or sequence-of-return risk.
Bring your retirement runway into focus.
If the projection reveals a gap, surplus, or timing tradeoff, review savings pace, income need, investment assumptions, retirement timing, and withdrawal strategy with PeakStone.