Terms of Service

Acceptance of Terms

These Terms of Service govern use of the PeakStone Wealth Management, LLC public website, forms, planning resources, downloadable materials, and related digital content. By using the website, you agree to use it only for lawful purposes and in accordance with these terms.

If you do not agree with these Terms of Service, you should not use the website. PeakStone may update these terms from time to time, and continued use of the website after updates are posted means you accept the updated terms.

Use of the Website

PeakStone grants you a limited, personal, non-exclusive, non-transferable permission to access and use the website for personal, non-commercial informational purposes, subject to these terms.

You are responsible for your own use of the website and for ensuring that your use complies with applicable law. PeakStone may update, replace, suspend, or remove website content or features at any time.

Informational Website Only

Website content is provided for general informational purposes. It is not personalized investment, legal, tax, insurance, accounting, or other professional advice and should not be relied on as a substitute for advice based on your complete circumstances.

Information on the website may discuss planning concepts, investment philosophy, market conditions, business-owner planning, retirement, family wealth, workplace planning, or other financial topics. This information is educational in nature and may not apply to your specific facts, objectives, risk tolerance, time horizon, tax position, or legal obligations.

No Advisory Relationship

Use of this website, submission of a public form, request for a guide, request for an event recording, newsletter subscription, or receipt of an email response does not create an advisory relationship with PeakStone. An advisory relationship begins only after PeakStone and the client agree to the terms of an engagement in writing.

Nothing on the website modifies, replaces, or amends any advisory agreement, client agreement, disclosure document, privacy notice, or other written agreement between you and PeakStone. If these website terms conflict with a written client agreement, the written agreement governs the advisory relationship.

Forms and Electronic Communications

Public forms should not be used to submit sensitive personal, account, or confidential information. Electronic communications may not be secure, and PeakStone may need to use a secure channel before receiving confidential information.

Submitting a form or sending a message does not guarantee that PeakStone will accept an engagement, provide advice, or respond within a particular time period. You should not use website forms for urgent requests, trading instructions, account changes, money movement, or time-sensitive financial decisions.

Planning Resources and Downloads

Planning guides, calculators, worksheets, checklists, articles, event materials, event recordings, and other resources are provided for educational and informational purposes. They are designed to help frame questions and planning considerations, not to provide personalized recommendations.

Download links, guide access links, event recording access links, signed access links, or other resource links may expire, be withdrawn, or be replaced. PeakStone may update or remove resources at any time without notice.

Intellectual Property and Limited License

Website content, design, copy, graphics, images, marks, logos, layouts, software, PDFs, planning resources, and other digital materials are owned by PeakStone or used with permission. These materials are protected by copyright, trademark, and other intellectual property laws.

You may view and use website materials for personal, non-commercial informational purposes. You may not copy, republish, distribute, modify, transmit, sell, sublicense, create derivative works from, or commercially exploit website materials without PeakStone's prior written permission.

If PeakStone makes a resource available for download, you may download and use that resource for your own personal informational use, provided that you do not remove proprietary notices, alter the resource, or present it as your own work.

Prohibited Uses

You may not use the website in a way that violates law, infringes rights, harms the website, interferes with another person's use, or misrepresents your identity or affiliation.

Prohibited uses include attempting unauthorized access to the website or related systems, probing or testing security measures, using bots or scraping tools to copy or monitor content, introducing malicious code, impersonating another person or entity, collecting information from others without permission, or using the website to transmit unlawful, misleading, or harmful material.

Third-Party Links and Services

The website may link to third-party websites, platforms, documents, portals, vendors, custodians, event systems, secure file or recording delivery services, cloud storage providers, or other services. PeakStone does not control those third parties and is not responsible for their content, terms, privacy practices, security, availability, or performance.

A link to a third-party site or service does not necessarily mean PeakStone endorses that third party or accepts responsibility for information provided there. You should review applicable third-party terms and policies before using those services.

No Warranties

The website and its content are provided on an as-available basis. PeakStone strives to keep information accurate and current, but does not warrant that website content will be complete, uninterrupted, error-free, secure, current, or suitable for your particular purpose.

PeakStone does not warrant that the website will be free from viruses, harmful code, outages, interruptions, or technical errors. You are responsible for using appropriate safeguards when accessing websites and digital materials.

Limitation of Liability

To the fullest extent permitted by applicable law, PeakStone will not be liable for damages arising from use of, inability to use, or reliance on the website, forms, digital resources, third-party links, or website content.

This limitation applies to direct, indirect, incidental, consequential, special, exemplary, or punitive damages, including lost profits, lost data, business interruption, or other losses, even if PeakStone has been advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless PeakStone Wealth Management, LLC and its officers, employees, representatives, and agents from claims, losses, liabilities, damages, costs, or expenses arising from your misuse of the website, violation of these terms, violation of applicable law, or infringement of another party's rights.

Privacy and Disclosures

Use of the website is also subject to PeakStone's Privacy Policy and applicable legal disclosures. These documents explain how PeakStone handles information submitted through the public website and provide important context about the firm's advisory services, regulatory materials, and public communications.

Disclosure documents, including PeakStone's ADV Brochure, Privacy Notice, and Fee Schedule, may be made available through public links on the website. Those documents should be reviewed together with any applicable client agreement or advisory relationship materials.

Termination or Restriction of Access

PeakStone may suspend, restrict, or terminate access to the website or specific website features if PeakStone believes a user has violated these terms, misused the website, created security risk, infringed rights, or engaged in conduct that may harm PeakStone, visitors, clients, vendors, or third parties.

Governing Law

These Terms of Service are governed by the laws of the State of Colorado, without regard to conflict-of-law principles. Any dispute related to the website or these terms will be handled in a court of competent jurisdiction unless another written agreement between you and PeakStone provides otherwise.

Severability and Waiver

If any provision of these terms is found to be invalid, unlawful, or unenforceable, the remaining provisions will remain in effect. PeakStone's failure to enforce a provision of these terms does not waive its right to enforce that provision or any other provision later.

Feedback and Submissions

If you provide feedback, suggestions, comments, or other non-confidential submissions through the website, you grant PeakStone permission to use that feedback without restriction or compensation. You should not submit confidential information, proprietary materials, or information you do not have the right to share through public website channels.

Changes to These Terms

PeakStone may update these Terms of Service from time to time. The last updated date reflects the public version currently published. Continued use of the website after changes are posted means you accept the updated terms.