Total assets
$7,250,000
Planning Tools
Calculator
Net Worth Calculator
Build a household balance-sheet snapshot that separates total net worth from liquid assets, investable wealth, debt pressure, and planning signals.
Balance SheetLiquidityPlanning Signals
Balance Sheet
Household balance snapshot
Estimated net worth
$6,325,000
Your estimated net worth is $6,325,000, with $1,450,000 in liquid and marketable assets.
Liabilities
$925,000
Liquid net worth
$1,450,000
Investable assets
$3,825,000
Liquidity
20.0%
Debt/assets
12.8%
Review View
Separate headline net worth from liquidity, asset composition, and planning signals.
Balance sheet
- Total assets
- $7,250,000
- Total liabilities
- $925,000
- Estimated net worth
- $6,325,000
- Liquid net worth
- $1,450,000
Next review steps
- Save this as a balance-sheet snapshot, then update it periodically so the trend matters more than one reading.
- Review whether enough assets could be used within a few months without selling real estate, business interests, or private holdings.
- Separate the headline net worth from the assets that could actually fund near-term goals, taxes, or estate expenses.
How to use this tool
Use the balance sheet to clarify planning priorities.
01
Organize the balance sheet
Enter assets and liabilities using current estimates. The goal is a useful snapshot, not appraisal-level precision.
02
Separate liquidity from headline wealth
Compare total net worth with liquid and investable assets so near-term flexibility stays visible.
03
Read the planning signals
Use debt pressure, concentration, estate liquidity, and private-asset exposure to decide what deserves review.
About this model
A household balance-sheet estimate, not a valuation.
This calculator organizes assets and liabilities into a practical balance-sheet view. It separates headline net worth from liquidity, investable assets, debt pressure, and planning signals.
The model is most useful when values are directionally current. Private business interests, real estate, concentrated stock, embedded tax liabilities, estate-planning context, and asset titling can materially change the interpretation.
Bring the balance sheet question into focus.
If the snapshot reveals liquidity gaps, concentrated exposure, debt pressure, or estate-planning questions, review the full household balance sheet with PeakStone.